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Ask Rene: Credit Crisis

Love the site – and all your great advice and pieces!

I’d really love your advice on this one. My husband and I let our daughter Sally – she’s 14 – borrow our credit card so she could book some concert tickets.

However unbeknownst to us she’s been charging items behind our back – and has now racked up over $2,000 in debts on clothes, music downloads and gadgets.

Her father is furious and wants to permanently stop her allowance. I think this is too harsh. She’s too young to get a job to pay the money back – and even if she could it would take her forever.

I want her to learn a lesson from this – but I also don’t want to put it behind us…

What would you do GEM?

Yours sincerely

Barbara, Ohio

Ask Rene:
Credit Crisis

Hey there Rene,

Love the site – and all your great advice and pieces!

I’d really love your advice on this one. My husband and I let our daughter Sally – she’s 14 – borrow our credit card so she could book some concert tickets.

However unbeknownst to us she’s been charging items behind our back – and has now racked up over $2,000 in debts on clothes, music downloads and gadgets.

Her father is furious and wants to permanently stop her allowance. I think this is too harsh. She’s too young to get a job to pay the money back  – and even if she could it would take her forever.

I want her to learn a lesson from this – but I also don’t want to put it behind us…
What would you do GEM?

Yours sincerely,
Barbara, Ohio

Hi Barbara:

I must say I agree with your husband. Look, what Sally did was steal from you; she took something that did not belong to her. Here’s what I would do:

TIME FOR A SERIOUS TALK

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I would also have a very serious discussion with her about how she violated the bonds of trust. You gave her the credit card for one specific purpose and she, without asking abused that. She showed little regard for you and your husband and the fact that you work hard for your money.

 

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Combing the aisles at Target in search of the best deal on Cheerios, it hit Rene Syler like the stench of a dirty diaper on a hot summer’s day. Not only is perfection overrated its utterly impossible! Suddenly empowered, she figuratively donned her cape, scooped up another taco kit for dinner and Good Enough Mother was born.

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